The assurance platform that re-executes its own conclusions. Every ECL estimate is versioned, evidenced, and reproducible to the byte — so an inspection of the file is faster and cleaner than the spreadsheet audit it replaces.
The properties a regulator asks about are enforced by the system, then shown as evidence — not claimed in a cover note.
A stored run re-executes and reproduces its result byte-for-byte. The pair (methodology version, input hash) determines the output, so a conclusion recorded years ago is proven — not trusted.
The concluding layer has no “confirmed” box. Each judgment is an active disposition of specific facts — accept, propose, extend, rebut — with mandatory rationale and a hash-sealed sign-off.
AI extracts and drafts under a citation-anchored, human-in-the-loop rule — and never calculates. Every call is logged with region, cost and disposition, and scored against a gold set.
Position a client against the population for its sector and geography — never describing a cohort small enough to single out a participant. A benchmark that cannot be shown is shown as suppressed, not dropped.
Provision matrices, scenario layers, individual DCF assessment, and an account-level PD·LGD·EAD engine — each shadowed by a challenger that turns a point estimate into a defensible range.
Per-tenant residency enforced across storage, compute and AI-inference planes; an immutable, hash-chained evidence trail; SOC 2 controls generated from live probes on the running system.
Everything below is generated from the engagement and the running system, on request — assembled by the platform, not by a person the night before.
The Technical Basis Document — every formula, presumption and threshold — generated from the shipped behaviour so it never drifts from what the code does.
A SOC 2 controls register whose automated controls are evidenced by read-only probes against the live system — operating, not asserted.
The concluding report with inline references and sealed sign-offs, the AI audit log for the file, and any engine run re-executed on demand.
From homogeneous receivables to a bank loan tape — measured the way the standard prescribes, with the horizon driven by the stage.
Bring an engagement, or your methodology. We’ll show you the same file an inspector would see — and re-execute it in front of you.